Freelance writer & indie author sharing thoughts on life, society, creativity, and productivity. https://karenbanes.com

Whether you intend them to or not.

Image by Sasun Bughdaryan on Unsplash

Often we try to save money and fail. But occasionally, we save money when we genuinely weren’t trying to. These decisions have impacted my monthly budget significantly, even though that wasn’t my intention when I made them. Occasionally you really do save money when you’re not trying to.

Living in a walkable neighbourhood

I moved…

Questioning them could save you thousands of dollars

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Many of us hold beliefs about money that are so ingrained we rarely question them, and they can cost us a lot. Sometimes thousands, or even millions of dollars over a lifetime. Think before you buy into these common money beliefs.

The “Sunk Cost” Fallacy

This is the belief, present in almost all of…

You don’t always have to spend money to make money

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As I’ve mentioned before, you really can start a business (at least an online service-based one) for exactly $0. Here are some of the free tools I used to start my (fairly) successful freelance writing and blogging business.

Open Office

If you’re looking for a free alternative to Microsoft Office to use…

Karen Banes

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