It can be if you do it right — If you’ve ever read the book Die With Zero by Bill Perkins you probably already see the benefit of spending all your money before you die. If you haven’t it might seem like the most irresponsible goal ever, but hear me out. If you do it right, dying broke really…

Burnout happens, but it happens less if you do these eight things — Running a freelance business is not easy. Consistently growing it, alongside other commitments such as a job, parenthood or family care responsibilities is — for many — a quick path to total burnout. Here’s how I’m slowly growing my freelance writing business, and (mostly) keeping burnout under control. I do work I love You can’t…

You can, but that doesn’t mean you should — The typical first time home buyer in America can spend years trying to save that all-important down payment. Not least because we’re told we need a minimum of 20% of our home’s purchase price. …

You’re probably not going to like it — Today I realised I had a very satisfying number showing up as my follower count on Medium: 20K. So that was a surprise. I didn’t notice this milestone creeping up on me and had no idea I’d reached it. I can only assume it happened a while ago because on…

Don’t ruin your credit because you just don’t know about it — Keeping your credit score healthy is part of keeping your finances on track, and there are several ways you can build and maintain a good credit score. Doing this one thing, when necessary, will really help too. It’s ridiculously simple: Check if you are eligible for any new credit cards…

Managing your money on a ‘His, Hers and Ours’ basis — Financial planning for couples can be so much easier if you stop trying to balance, juggle, consult, and compromise on absolutely everything, and accept that couples can choose, if they wish, to manage their money on the basis of “his, hers, and ours”. …

Stop relying on ‘rules’ devised by people in situations vastly different from yours — Making good decisions about how to manage your personal finances can be challenging. Educating yourself and developing financial literacy can help, but there are other things that might make life easier for you, effectively providing shortcuts to sounder financial decisions. Stop relying on willpower When it comes to basic decisions around what to spend…

Or do we all just need to work harder? — There’s a generational divide when it comes to attitudes to home ownership, in the U.S. and now, increasingly, across the globe. Many millennials are complaining that they’ll never be able to afford a home, at least not in the big cities that their jobs tie them to. …

It’s one way to deal with debt, but is it the best? — If you have a lot of credit card debt and want to take steps to get it under control, you may have considered a consolidation loan or, what can seem like an even easier option, the 0% credit card. Most loans that allow you to consolidate your debt will be…